Financing Solutions for all homebuyers
Peak Finance Company – Residential provides uniquely competitive rates and a best-in-class team to find innovative home loan and mortgage solutions personalized to the needs of clients. Our residential real estate financing experts specialize not only in offering traditional home loans at competitive rates, but we also work on behalf of credit-challenged, self-employed, and first-time home buyers. Our comprehensive set of options includes new financing, refinancing, new lines of credit, and bridge loans.
Why choose us?
- Our professionals develop customized residential real estate financing packages to meet your needs. Whether you need a standard-issue home mortgage or have unique needs or circumstances, our network can deliver the best solution for you.
- We consistently get the best terms available on the market. We deliver solutions through our access to a range of lenders and leverage our in-depth knowledge of market trends.
- Our professionals stand out for their unparalleled expertise and experience. We provide superior service and a detail-oriented approach to meet your needs.
- As part of the Peak Corporate Network, Peak Finance Company – Residential real estate financing can save you time and money by connecting you with our powerful network of best-in-class companies for insurance, real estate brokerage, and more.
- Our clients are our first priority. We focus on establishing strong relationships, built on trust and respect.
Let us find the best mortgage for you
Whether you are seeking a home loan for a new home or looking to refinance, we offer unparalleled access to low rates to borrowers in our California, Oregon, and Georgia service areas. If you are a borrower whose circumstances don’t conform to the conventional underwriting guidelines of traditional lenders, we can offer mortgage solutions.
- Self-employed: We streamline the application so you don’t have to fill out reams of paperwork.
- Credit Challenged: We offer a personalized approach to restructure debt. This enables you to secure financing only one year after a short sale or three years after a foreclosure.
- First-Time Homebuyer: We provide the best rates, a quick approval process, and very low to no down payments.
- Investment Property Loans: Our private loans—up to $4 million—go to individual investors, including foreign nationals and resident aliens. Special approval guidelines based on revenue from other properties allow us to waive income verification.
- Traditional Financing: We offer Jumbo and Adjustable Rate Mortgage loans, as well as loans with low down payment requirements. This includes30-year fixed loans covering up to 97% of the purchase price, FHA and VA loans.
Call us today at (877) 874-7325 for a personal consultation, or visit Peak Finance Company – Residential for more information about our residential lending programs.
CalBRE# 01765521 | NMLS# 252640 |CFL# 603-E273